When money is not enough to cover every bill, rent, electricity, food and other basic needs can pile up quickly. Government programs, local agencies and nonprofit organizations may be able to help. The challenge is often knowing where to start.
Call 2-1-1 and explain what kind of help you need. Depending on your location, 211 can connect you with local programs for rent, utilities, food, shelter, transportation and other services. Have your ZIP code ready.
If you need food
USAGov lists SNAP, WIC and emergency food assistance as places to look for food support. If you need food today, you can also search for a local pantry or call 211 while a benefits application is being processed.
If you are having trouble paying rent
Emergency rental assistance varies by state and locality. USAGov recommends calling 211 or searching for state and local programs. HUD-approved housing counselors can also help you understand housing options; HUD lists 800-569-4287 for counselor referrals.
If you cannot pay the electric bill
Contact your utility before a shutoff date and ask about payment plans or hardship programs. LIHEAP is a federal program administered through state, tribal and local organizations that helps eligible households with home-energy costs.
Prepare a small document folder
- Identification and proof of address.
- Recent bills and shutoff or eviction notices.
- Your lease or rental agreement.
- Proof of income or recent pay stubs.
- Information about people in your household.
Every program has its own eligibility rules. Do not send sensitive documents to a site you cannot verify, and be cautious with anyone promising guaranteed government money.
We want this guide to become a community resource. Share legitimate public programs, nonprofits, food pantries or assistance services. Never post Social Security numbers, case numbers, passwords, private addresses or other sensitive personal information.
Official resources
Reviewed September 28, 2026. Availability and eligibility vary by location.